Kimmy and Timmy Penny Savvy by Author Bryan Patrick Avery – Editorial Review
Kimmy and Timmy Penny Savvy is a fun and educational children’s Financial Wisdom book which teaches children the importance of being financially savvy. It stresses the importance of learning good financial habits.

Books Butterfly Editorial Review of Kimmy and Timmy Penny Savvy
Introduction & Context
Financial literacy is a crucial life skill, and equipping children with financial fundamentals early-on, can reap huge dividends for their future.
With this in mind, author Avery Patrick crafts “Kimmy and Timmy Penny Savvy,” a children’s book aimed at introducing youngsters to the world of money management through the relatable adventures of two siblings.
How effective is this charming tale in demystifying finances for its young audience?
Buckle up, readers, as we delve into “Kimmy and Timmy Penny Savvy” by Avery Patrick.
Main Review for Author Avery Patrick’s Kimmy and Timmy Penny Savvy
The ever-present question – “Can I have that?” – rings loudly in the ears of parents everywhere. In a world dominated by mindless consumerist culture, teaching young minds financial concepts can feel like an uphill battle.
Thankfully, Avery Patrick’s ” Kimmy and Timmy Penny Savvy” swoops in, offering a delightful storybook adventure that subtly plants the seeds of financial literacy in the minds of young children (the book is best suited to 4 to 8 years olds).
This charming tale revolves around the lives of siblings Kimmy and Timmy, making money management relatable and engaging for its target audience.
Can you think of ways you can save money, make a budget, and bargain?
Avery Patrick expertly crafts engaging characters in Kimmy and Timmy, allowing young readers to connect with their financial journey. From Timmy’s responsible phone-down moment highlighting responsible technology use to their ice cream truck vs. supermarket choice cleverly demonstrating responsible spending, the story subtly weaves financial lessons into relatable scenarios.
The contagious joy on their faces after saving further motivates young readers to emulate their choices. The story expands beyond basic concepts as Kimmy and Timmy delve into planning and budgeting. Avery Patrick ingeniously uses a “playdate planning” analogy, making it relatable and fun for young minds.
Their parents involving Kimmy and Timmy in vacation planning teaches them to strategize for deals and discounts, with Timmy even becoming a coupon-wielding maestro, saving the family money.
Bargaining with vendors adds another layer, showcasing the power of negotiation.
Strengths
Patrick masterfully combines engaging storytelling with practical financial lessons.
The book has engaging characters (both Kimmy and Timmy are likeable and authentic). The scenarios are all easy to relate to.
There is a very positive message of making responsible financial choices and, importantly, choosing to delay gratification for greater payoffs in the future
The book’s visual appeal further enhances its learning potential. Colorful illustrations bring the characters and concepts to life, making them tangible for young minds.
Furthermore, complex financial concepts are broken down into bite-sized chunks, minimizing cognitive overload and ensuring comprehension.
Weaknesses
While the book’s simplicity is laudable for younger audiences, it might leave older children desiring more depth. The financial concepts covered, though valuable, tend to be introductory, catering to an age range of roughly 4-8 years.
Older children, especially those familiar with basic financial terms, might find the content a bit repetitive and lacking in advanced concepts like investing or compound interest.
Conclusion
“Kimmy and Timmy Penny Savvy” deserves recognition for its playful and engaging approach to financial literacy. It successfully sparks curiosity about money management in young minds and equips them with basic tools for navigating financial decisions.
Please note that parents might need to supplement the book with more advanced resources as their children grow.
Overall, “Kimmy and Timmy Penny Savvy” is a charming and valuable stepping-stone on the path to financial awareness, making it a recommended read for families looking to introduce their little ones to the world of money in a fun and interactive way.
Overall Recommendation for Kimmy and Timmy Penny Savvy
Highly recommended for children aged 4 to 8, their parents, and their educators. It is a fun and engaging way to teach financial literacy.
Rating – 100/100. Very Strongly Recommended.
Please Note: This book is a bit simplistic for older children (over 10 years of age) and is not recommended for children over 10. It is best suited for ages 4 to 8, and possibly for 8 to 10 year olds.
Curator’s Thoughts
As times get tougher and tougher, perhaps the best gift you can give your children and grandchildren is The Gift of Financial Independence & Financial Wisdom.
Author Bryan Patrick Avery has written a very powerful book that teaches children financial savvy in a fun way. At the same time, very importantly, it instills strong financial principles.
As the book focuses on being financially smart from a young age, it is perfect for kids of all ages.
Kimmy and Timmy Penny Savvy is a fun book that also manages to impart critical financial wisdom. We applaud the author’s efforts to spread financial literacy to kids. At a time when certain nefarious companies/agencies are trying to trap children in student loans and pointless social media traps and financial bad decisions, we need a lot more focus on financial literacy and freedom from financial slavery.

Where to get Kimmy and Timmy Penny Savvy
You can get Kimmy and Timmy Penny Savvy at
- Etsy for the Paperback
- Amazon.com for the Paperback
- Amazon Kindle Store for the Kindle eBook
- Barnes & Noble Nook for the eBook
- Barnes & Noble for the Paperback
- Rakuten Kobo for the eBook
You can find out more about the author at the Bryan Patrick Avery Author Page at Amazon. You can also find a list of all of the author’s books at Amazon.
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